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Get Plan Availability by ZIP Code – Overview

1. Purpose​

This service helps partners and businesses quickly find out which insurance plans are available in a specific geographic area. By entering a ZIP code, you can see a list of plan options grouped by major coverage types such as medical, prescription drugs, dental, vision, and basic life protection.

2. Who can use this service​

  • This service is designed for approved UnitedHealthcare partners, including affiliates and organizations involved in quoting and enrollment.
  • It’s intended for business teams and technical implementers who integrate their systems with UnitedHealthcare’s quoting tools.
  • It is not available for public use and requires coordination through official partner channels.

3. What information is available​

Location-based plan availability: Enter a ZIP code to retrieve plans offered in that area.

High-level plan categories:

  • Medical coverage
  • Prescription drug coverage
  • Dental and vision plans
  • Basic life protection

Broad attributes only: You’ll see plan names and categories, not technical codes or detailed specifications.

4. Benefits of this service​

  • Quick insight into options – Instantly view available plans for any ZIP code.
  • Streamlined quoting and selection – Integrate availability data into tools for faster decision-making.
  • Small-business focus – Designed for the needs of small businesses and their brokers.
  • Flexible usage – Supports both real-time lookups and bulk data retrieval for reporting.

5. Example uses​

  • Broker quoting tools: Populate plan lists for a given ZIP code to compare options.
  • Customer-facing search: Allow business owners to check coverage availability in their area.
  • Market analysis: Aggregate availability data across regions for strategic planning.
  • Integration into quoting workflows: Feed location-based plan data into proposal generation.

6. Important notes​

  • Dynamic Content: Plan availability may change over time. Regular updates and communication with your carrier partner are recommended.
  • Access requires a formal partnership with UnitedHealthcare and is not self-service.
  • Support: Relationship managers and onboarding coordinators are available to assist with set-up and integration.
  • Part of a Suite: This service complements other quoting tools (e.g., plan benefits by state, rates by group) but can be used independently.
  • This summary excludes technical details such as authentication, data formats, error codes, and endpoint URLs.
  • This Is an Overview: Technical specifications and operational details are provided separately through partner-only channels.